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Agency for Integrated Care

CareShield Life

Long-term care insurance for severe disability.

Overview

CareShield Life is a long-term care insurance scheme providing financial protection for individuals who become severely disabled and require prolonged care, especially in old age.

It is a basic national insurance scheme for severe disability.

Scheme type

ElderlyPersons with Disabilities (PWD)Financial AssistanceHealthcareCounselling and Emotional SupportChronic or Terminal Illness SupportReferral and Information Services

Who qualifies

Eligibility groups

Elderly
Persons with disabilities (PWDs)
Persons with chronic or terminal illnesses
Caregivers

What you receive

Financial assistance for daily living expenses
Financial assistance for healthcare
Information services

Eligibility details

  • Singapore Citizens or Permanent Residents born in 1980 or later are automatically covered from 1 October 2020 or when they turn 30, whichever is later.
  • Singapore Citizens or Permanent Residents born in 1979 or earlier can choose to join if they are not severely disabled.
  • Singapore Citizens or Permanent Residents born between 1970 and 1979, insured under ElderShield 400 and not severely disabled, will be auto-enrolled from December 2021.

How to apply

Automatic coverage for eligible individuals. Those born in 1979 or earlier can opt in if not severely disabled. Auto-enrolment for those born 1970-1979 and insured under ElderShield 400.

Agency details

DOWNTOWN CORE

Important Information

Scheme details may change. Check the official agency website for the latest eligibility, benefits, and application information.

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